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Mortgage Rates
The loan programs we offer are unique to Members 1st Federal Credit Union. Your rate may vary from what is listed. Your interest rate will be based on your credit history, current credit report and loan-to value. The payments do not include amounts for taxes and insurance premiums. To learn more about these programs and many others, call us at (800) 283-2328, ext: 6026 or reach out to one of our originators for assistance.
Loan Amount:      $

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Program Name Rate Points APR Payment  
15 Year Fixed (Conforming) 4.250% 0.00% 4.320% $0.00  
30 Year Fixed (Conforming) 4.625% 0.00% 4.665% $0.00  
PHFA (Other) 5.500% 0.00% 5.542% $0.00
USDA (USDA-RHS) 4.250% 0.00% 4.289% $0.00
FHA - Purchase (FHA) 4.000% 0.00% 4.713% $0.00  
FHA - Refi (FHA) 4.125% 0.00% 4.839% $0.00  
VA - Purchase (VA) 4.125% 0.00% 4.375% $0.00
VA - Refi (VA) 4.250% 0.00% 4.502% $0.00
3 Year Land (Other) 3.750% 0.00% 3.788% $0.00  
5 Year Land (Other) 3.750% 0.00% 3.778% $0.00
7 Year Land (Other) 4.250% 0.00% 4.289% $0.00  
10 Year Land (Other) 4.250% 0.00% 4.289% $0.00
12 Year Land (Other) 5.500% 0.00% 5.542% $0.00  
5/1 ARM (Conforming) 3.875% 0.00% 4.613% $0.00
 Pro 5/1 ARM (Other) 4.125% 0.00% 4.704% $0.00
 Pro 10/1 ARM (Other) 4.125% 0.00% 4.687% $0.00
 Pro 15/1 ARM (Other) 4.250% 0.00% 4.534% $0.00
 Phys 5/1 ARM (Other) 4.125% 0.00% 4.704% $0.00
 Phys 10/1 ARM (Other) 4.125% 0.00% 4.687% $0.00
 Phys 15/1 ARM (Other) 4.250% 0.00% 4.534% $0.00
= Special Program
Rates are subject to change without notice.
Rates last updated on 07/20/2018.
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